Thursday, 31 August 2017

CCW Insurance (Redux)

We've blogged before on insurance designed to protect your assets should you be in a situation where you had to use deadly force:

"Our ErieSecure Home policy with the Select bundle now includes criminal defense cost reimbursement"

Which is nice, but Andrew Branca, the guy who literally wrote the book on self-defense, tells me that "it's a reimbursement-type program," with which he's not impressed.

But that was then, and this is now, and our friend Bill M has tipped me to this potentially helpful alternative:

"The United States Concealed Carry Association (USCCA) provides a policy for its members designed to provide immediate assistance after an incident."

The plans, which range from about $150 to $350 a year (depending on level of protection), cover attorney's fees, bail, even counseling (interesting, that). And they're specifically geared to cover intentional acts, not just accidental discharges.

I reached out to the folks at USCCA, asking if we can choose our own attorney or if they assigned one. They replied:

"Yes, you may choose your own attorney. We have a network of criminal defense attorneys that you can choose from. However, you most certainly choose your own. A list of our attorney network is provided to members on their dashboard."

Which is a good thing.

I've reached out to Andrew for his take, and will update this post with his reply.


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