The good news is that, through government action and insurance company efforts, (initial) CV-19 testing is "free" (scare quotes because, well, we all know why).
The bad news, as FoIB Sheron Sidbury notes, is less obvious:
And it gets worse: pretty much all individual plans, and not a few group ones, are built on an HMO-chassis, which means if the only or closest) treatment facility is out-of-network, you're outta luck.
Ouch.
The bad news, as FoIB Sheron Sidbury notes, is less obvious:
I wonder how many people think their health insurance will pay for Corvid19 treatments. Waving a copay for the test is not the same as waving a fee for your "treatment". HDHP folks you are still on the hook. They ar only waving copays for the test.https://t.co/XHs7skx0F2— Sheron E Sidbury (@SheronESidbury) March 19, 2020
And it gets worse: pretty much all individual plans, and not a few group ones, are built on an HMO-chassis, which means if the only or closest) treatment facility is out-of-network, you're outta luck.
Ouch.
from InsureBlog https://ift.tt/2xWGaQX
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